ASR has been formed to primarily address the housing finance needs of self employed, Low and Middle Income Families primarily from semi urban and rural areas. Despite the vibrant growth of the housing finance sector especially over the past few years, India still has one of the most severe housing shortages today. The majority of India's population and especially the self employed lower and middle income customers from rural and semi urban areas lack access to housing finance.
The primary product offered by Aptus is aimed at addressing the long term housing finance needs of our customers. The housing loan could be for,
Construct a house/flat on the land owned
Purchase of a flat or a house from a builder
Construct or Purchase a house/flat on a second hand basis
